You probably know the basic steps you should take immediately after a car accident in Pennsylvania. Make sure everyone is safe, contact police and emergency services and exchange contact and insurance information with the other driver.
If you believe the accident was the other driver’s fault, you want their insurance information to file a claim with their insurance company. Their insurance company may pay you compensation to cover your damages.
But what happens if the other driver admits having insurance but refuses to provide you with their insurance information?
There are several actions you can take to protect your rights when a driver will not give you their insurance information.
File an accident report and document evidence
When you contact the police, make sure to file and obtain a copy of the accident report. The police will likely speak with the other driver and their statements will be part of the report.
Document as much of the accident scene as you can. Take photos and videos of all vehicles involved and any damage to the road or surrounding areas.
Talk with witnesses and obtain their contact information. After you leave the scene and are recovering from your injuries, write down everything you can remember about the accident, including a description of the other driver and how the accident occurred.
Document everything you can remember, such as the time and weather conditions at the time of the accident. Describe your injuries and how you felt after the accident.
Keep meticulous records of your medical records and costs involved in repairing or replacing your damaged vehicle.
File a claim with your own insurance company
You always have the option to file a claim with your own insurance company. Your insurance company may be able to obtain the other driver’s insurance information. You can also file a personal injury lawsuit against the other driver, alleging that their negligence caused your damages.